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From Miller's History of Erie County, Volume 1, page 732:
The Keystone National Bank was chartered in the fall of 1864, with a paid up capital of $250,000, Orange Noble being its first president and John J. Town cashier. In 1866 the building at the northeast corner of State and Eighth street was erected, and immediately upon its completion became the office of the bank. Mr. Town, the original cashier, removed to Des Moines, Iowa, in 1871, and was succeeded by his brother, J. I. Town. The bank was reorganized in 1884, upon the renewal of its charter, when the capital stock was reduced to $150,000. In 1893 Mr. Town resigned as cashier and was succeeded by F. V. Kepler, with F. M. Lamb as assistant. The bank suspended in 1897, and Frank M. Hayes was appointed receiver.

Nelson's Biographical Dictionary and Historical Reference Book, 1896, page 479-80, contains similar information:
The Keystone National Bank was organized in the fall of 1864, with a paid up capital of $250,000. Orange Noble was its first president, and John J. Town its first cashier. The bank erected the building at the northeast corner of State and Eighth streets in 1866, into which it moved immediately upon its completion. Mr. Town, the original cashier, moved to Des Moines, IA, in 1871, and was succeeded by his brother, J. I. Town. The charter of the bank expired in 1884, when it was reorganized for another term of twenty years. The bank has a present capital of $150,000, and its resources on July 11, 1895, were $833,365.16. Mr. Town resigned as Cashier, and F. V. Kepler was chosen in his stead on the 14th of January, 1893, at which time F. M. Lamb was also named as Assistant Cashier.