History of Kentucky, five volumes, edited by Judge Charles Kerr,
American Historical Society, New York & Chicago, 1922, Vol. 5, p. 197,
Lincoln County

     CHARLES FRANCIS MONTGOMERY has been an active member of the bar at
Liberty for twenty years, is a former state senator, has put his time
and means at the disposal of numerous patriotic and civic movements, has
been very successful in his business career, and is now president of the
Commercial Bank of Liberty.
     Mr. Montgomery was born in Lincoln County July 11, 1877.  He
represents a pioneer Kentucky family.  Its founder was his
great-great-grandfather, a native of Albemarle County, Virginia, who
moved to Adair County, Kentucky, at the beginning of the nineteenth
century.  For several generations the family had extensive interests as
farmers and slave holding planters in Adair County.  A son of the
pioneer was Joel Smith Montgomery, a life-long resident of Adair County
and a farmer and a slave holder there.  Zachariah Francis Montgomery,
grandfather of the Liberty banker, was born in Adair County in 1818, and
likewise spent his life there, with accumulating responsibilities as a
farmer and had slaves until they were freed by the war.  He was a
soldier in the Mexican war, going through that struggle with the troops
under Gen. Joel Quitman, and he named one of his sons for his favorite
commander.  He died in Adair County in 1887.  His wife was Miss Rachel
Powell who was born in Adair County in 1836 and died at Liberty,
Kentucky, in 1916.
     Their son, Joel Q. Montgomery, is now living at Liberty.  He was
born July 30, 1852, in Adair County, where he was reared and married,
and for many years has been a prominent minister of the Christian
Church.  From Adair County he removed to Lincoln County, and about 1893
went to Middleburg in Casey County, and since about 1894 his home has
been at Liberty, where he is pastor of the Christian Church.  He also
owns a farm in Lincoln County.  Joel Q. Montgomery is a Knight Templar
Mason and a democrat in politics.  He married Nannie McFerran Epperson,
who was born in Adair County in 1855 and died at Liberty in 1895. 
Charles Francis is the oldest of their children.  Claude, the second in
age, died when fourteen years of age.  George Carter has also achieved
success in business affairs, is a mechanical engineer, and is now
Chicago representative of the Long-Bell Lumber Company of Kansas City. 
The fourth child, Pearl, died when twenty years of age.  Miss Ruby is a
teacher in the public schools at New Liberty, Owen County, Kentucky,
while Miss Bessie, the youngest, remains at home with her father.
     Charles Francis Montgomery spent his boyhood largely in rural
districts of Lincoln and Casey counties and attended the common schools
there.  In 1898 he graduated A. B. from Transylavania University at
Lexington and in 1900 received the Master of Arts degree from his alma
mater.  For one year he was a student of law in Washington and Lee
University at Lexington, Virginia, and was admitted to the bar in
August, 1901.  His admission to the bar was followed immediately by the
opening of his office at Liberty, and since then a general clientage in
both the civil and criminal branches of the law has rewarded his talents
and efforts.
     Mr. Montgomery was elected and served as county attorney from 1906
to 1910.  In November, 1913, he was elected to the State Senate from the
Eighteenth Senatorial District, comprising Boyle, Lincoln, Garrard and
Casey counties.  In the 1914 session he was chairman of the committee on
courts and legal procedure, in the session of 1916 was chairman of the
committee on penal and reformatory institutions, serving on other
important committees as well.  He was also a member of the special
session of 1917.
     Mr. Montgomery has been president of the Commercial Bank of Liberty
since September, 1920.  This is one of the older banks of Casey County,
having been established in 1895, and its cashier, A. P. Young, has been
identified with the bank from the beginning.  Its capital is $30,000,
surplus and profits, $35,000, and deposits, $300,000.  Mr. Montgomery is
also a director of the Peoples Bank of Hustonville, and is secretary and
treasurer of the Black Lake Lumber Company of Louisiana, the company's
headquarters being in Mr. Montgomery's office at Liberty.  He is also a
partner in the firm of Walden & Mongtomery (sic), stave manufacturers.
     During the World war he was chairman of all the Liberty Loan
campaigns of Casey County, was a county fuel administrator and a member
of the Legal Advisory Board of the county.  For months the duties of
these positions required his time to the practical exclusion of his
business and profession.
     Mr. Montgomery owns his office building on the Court House Square,
a modern home on Middleburg Street and two farms in Casey County.  He is
a democrat, a deacon of the Christian Church and superintendent of its
Sunday School, and is affiliated with Craftsman Lodge No. 722, F. and A.
M., at Liberty, Liberty Chapter No. 84, R. A., M., and Liberty Tent No.
51, Knights of the Maccabees.
     On September 28, 1904, at Hustonville, he married Miss Mary Allene
Carpenter, daughter of T. L. and Abbie (Riffe) Carpenter, the latter now
deceased.  Her father for many years was a farmer in the Hustonville
community and is now living retired at Newcastle, Indiana.  Mr. and Mrs.
Montgomery have two children: Morris Carpenter, born April 1, 1907, and
Abbie Riffe, born May 18, 1911.

Carpenter Epperson Montgomery Powell Riffe
=
Adair-KY Albemarle-VA Casey-KY IN

http://www.rootsweb.com/~kygenweb/kybiog/lincoln/montgomery.cf.txt