Kentucky:  A History of the State, Battle, Perrin, Kniffin 2nd ed., 1885
Caldwell Co.

FRANK S. LOYD was born in Crittenden County, Ky., January 9, 1839, and is
a son of Isaac and Mary (Hill) Loyd.  F. Loyd, subject's paternal 
grandfather, was a native of North Carolina, which State he left in an
early day, emigrating to Virgina, where he lived a number of years.  He
afterward moved to Kentucky, and settled in Livingston County, where he
died in 1859.  Isaac Loyd was born in Virgina in 1796.  He came with his
parents to Kentucky, and spent the greater part of his life in what is
now Crittenden County, dying there in 1876.  Subject's mother was born in
Kentucky in 1800, and died in 1863.  She was the mother of sixteen 
children, of whom are living: Sarah M., Charlotte A., William P., 
Harriett E., Frank S., Elizabeth S. and Maria.  Subject of this sketch
remained with his parents until twenty-one years of age.  At the breaking
out of the civil war, he espoused the Union cause, and enlisted in 1861
in Company H, Twentieth Kentucky Volunteer Infantry, with which he
served for three and a half years.  His regiment served in the Western
campaign under Gens. Buell and Sherman, and participated in a number of
bloody battles.  Mr. Loyd was taken prisoner in 1864; was soon after
exchanged and assigned the duty of guarding the military prison of 
Louisville, where he remained one year.  Mr. Loyd went out as a private,
but was soon after promoted to the position of first lieutenant of his
company, an office which he held until the close of the war.  He was
mustered out of service at Louisville January 13, 1865, and immediately
after came to Caldwell County and engaged in farming and milling, which
he still continues.  Mr. Loyd has been twice married; his first marriage
took place in November, 1866, to Miss Sarah Belle Hillyard, a daughter of
J.J. and Margaret (Watson) Hillyard, by whom he had two children, viz:
John I. and Charles B.  Mrs. Loyd died in May, 1869, aged about twenty-six
years.  January 30, 1873, Mr. Loyd married Cornelia A. Hillyard, sister 
of his former wife; two children were the result of this marriage: Gus
Henry and Fred, both deceased.  Mrs. Loyd died June 16, 1884, at the age
of forty-five.  Mr. Loyd belongs to several secret organizations, and is
a member of the Cumberland Presbyterian Church.

Loyd Hill Buell Sherman Hillyard Watson
=
Crittenden-KY NC VA Livingston-KY 

http://www.rootsweb.com/~kygenweb/kybiog/caldwell/loyd.fs.txt